Ask HN: The difference between “overvalued” and “that's how much it is now”?
It's strangely hard to find a good answer. Googling yields "housing is overvalued (2011)", ... "housing is overvalued (2014)", ... "housing is overvalued (2018)" but with no particularly rigorous explanation on why, nor the difference between "overvalued" and "yep, that's normal now".
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